Plend | B Corp

Traditional credit scores are outdated and offer a very limited picture of what people can actually afford right now and in the future. As a result, many of these people fall into the trap of short-term, high-cost credit or predatory lending that only provide stop-gaps, not solutions. Its time for a better, more inclusive way to lend. Which is where we come in. Plend is an open-data lender that provides affordable and longer-term loans to our customers across the UK. Our bespoke technology, The PLEND Score assess borrowers affordability rather than solely relying on the credit score - making our product more accessible, accurate and cheaper. The PLEND Score uses open banking to assess a wider range of real customer data, accurately measuring affordability based on tangible figures and patterns. In this way, we are able to provide a more inclusive way to lend, offering a fair alternative to the existing loan landscape, not just for those with black marks against their credit repo...